About loans:
-Credit limit: From $300 to $20,000 pesos
-Commission: 5%—10%;
-Duration: 91 to 120 days
-Interest: 0.09% per day (Annual Percentage Rate up to 33%)
-VAT: 8%
-CAT : 149.7% -315%
-APR: up to 33%
For example: The loan is for $12,000 pesos and the term of the loan is 91 days. You only have to pay 982.8 pesos of interest (12,000*0.09%*91=982.8), 1200 pesos(12,000*10%=1,200) of commission and 174.6 pesos ((Commission 1,200 + interest 982.8) * 8% = 174.6) of VAT. The total amount to pay would be $ 14,356. You only need to pay $4785 every month. Total Annual Cost (CAT): 197.9%
Use the iFectivo application on your mobile phone to meet your daily and temporary financial needs. iFective, the more we understand each other, the more we value each other.
What is needed to request a loan?
-Mexican nationality and have your INE/IFE.
-Have a debit account in Mexico.
-Download the app.
How to apply for a loan? It is very simple:
-Download iCash
-Fill out a short application through the app.
-We will verify your identity through a protected and secure system.
-We deposit the loan money directly into your bank account. If you do not have a bank account, it is recommended to open an account at Banco Azteca or OXXO Saldazo. This step is simple and effective.
-Remember the payment date, develop the habit of paying on time and you will be able to increase the amount of your next loan faster and you will be able to extend the term of your payment.
-Mainly provide 91/120 days products
How to pay?
-Go to your application in the app, click on payment and follow the instructions
-You can make your payment online through the bank (SPEI)
-You can also pay with the referral at your nearest OXXO. You can also choose any OXXO referral payment.
About privacy:
iFectivo protects the information of all our users. We will never provide your information to anyone without your permission.
Personal loans give you better support when you need them. Just like Moneyman, we lend you cash immediately
No mortgage, faster approval than Moneyman, Kueski and Paaympai etc.
Request a quick loan with immediate approval and economic interest.
Contact:
Our hours are Monday through Friday from 9 a.m. to 5 p.m. to 7 p.m.
Email: hola@ifectivo.mx
WhatsApp:55-6498-6797
Company address: Calle Río Tiber 70, Cuauhtémoc, 06500 Mexico City, CDMX